Vision
"Prosperous Community devoid of poverty"
Mission
"Develop positive attitudes and build sustainable livelihoods by the them provision of productive services, friendly & efficiently"
We are a Micro Finance Institution incorporated In the Year 2000 providing four Micro Finance products for the benefit of small entrepreneurs women as well as men. With special reference to women in the rural sector. engaged in income-generating projects.
Credit facilities provided by Agro micro Investments so far have enabled the small producers and entrepreneurs to significantly improve their standard of living from their income generating activities. Although Micro Finance programs do assist in raising. the living standards of the poor it is also necessary that beneficiaries of the loan scheme are naturally endowed with some degree of some entrepreneurial skills and the determination to succeed.
Loans are granted to members of Agro micro Investments only Before considering loan clients are encouraged to become members of Agro micro Investments This is done after filling an application form and opening a Suraksha account with rupees five hundred. The applicant has to be a citizen of Sri Lanka having a NIC and posses an income generating project.Suraksha account which a pass book is issued helps the member to do all their transactions loan updates etc, Which are updated promptly electronically. Loans are granted only on submission of an acceptable project report after an appraisal of the project only the loan and the period of repayment is decided upon. And after educating loan at training classes a schedule of repayment of installments and interest payable is given to them along with the loanies. At the training class the loonies are given a thorough understanding of the culture of the credit timely payments and their benefits and also on savings and thrift and simple book keeping.
Loans Are Disbursed by cheque and the client has to come to the branch office. only once to collect the cheque All repayments are done at the center ( Cluster) Our Field Officer Visits the Center regularly on a fixed date and time All repayments are covered with an electronically Printed receipt which also gives in detail the entries of lasts months clients are encouraged to file these receipts in the client file which is given to them free.